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JCB Introduces New Finance Schemes: Up to 100% Financing on Backhoe Loaders, 95% on Excavators and 90% on Telehandlers

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JCB India introduces limited-period finance offers with up to 100% financing, 60-day EMI moratorium, five-year tenure, and attractive interest rates on selected construction machines.

Akansha Trivedi

By Akansha Trivedi

Jul 20, 2026 05:26 am IST
97.88 k
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JCB Introduces New Finance Schemes: Up to 100% Financing on Backhoe Loaders, 95% on Excavators and 90% on Telehandlers

Key Highlights

  • JCB launches new limited-period finance schemes for Telehandlers, Backhoe Loaders, and Excavators.

  • Up to 90% loan available on JCB Telehandlers.

  • Up to 95% financing offered on JCB Excavators.

  • Up to 100% financing available on eligible JCB 3DX Backhoe Loader models.

  • All offers include a 60-day EMI moratorium and loan tenure of up to 5 years.

  • Backhoe Loader buyers also get the first two EMIs at 50% of the regular EMI amount.

  • Loan approval and benefits are subject to customer eligibility and finance partner terms.

JCB India has launched new limited-period finance schemes for three of its popular machine categories, Telehandlers, Backhoe Loaders, and Excavators. The new offers provide higher financing, flexible repayment options, and a 60-day EMI moratorium, making it easier for customers to purchase JCB construction equipment.

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The company says these offers are available through its finance partners and are designed to reduce the upfront financial burden for buyers.

Also Read: JCB India Launches Limited-Period Finance Offer on AgriMax Machines, Offers Up to 90% Loan and 60-Day EMI Holiday

JCB Finance Offers Across Three Machine Categories

Under the latest finance schemes, customers can avail the following benefits:

JCB Machine Category

Finance Offer

Key Benefits

JCB Telehandler

Up to 90% loan

60-day EMI moratorium, loan tenure up to 5 years, attractive interest rates

JCB Excavator

Up to 95% loan

First EMI after 60 days, loan tenure up to 5 years, attractive interest rates

JCB Backhoe Loader

Up to 100% financing on eligible ex-showroom price

60-day EMI moratorium, loan tenure up to 5 years, first two EMIs at 50% of the regular EMI

Up to 90% Loan on JCB Telehandlers

Customers purchasing a JCB Telehandler can get financing of up to 90% of the machine's value. The scheme also includes a 60-day EMI moratorium, allowing buyers to start EMI payments after two months.

Other benefits include:

  • Loan tenure of up to 5 years

  • Attractive interest rates through JCB's finance partners

Up to 95% Loan on JCB Excavators

Also offering up to 95% financing on JCB Excavator range.

The finance package includes:

  • Loan up to 95% of the machine value

  • 60-day EMI moratorium

  • Loan tenure of up to 5 years

  • Attractive interest rates

The company has clarified that loan approval, interest rates, and repayment terms will depend on the finance partner's policies and customer eligibility.

JCB Backhoe Loader Gets Up to 100% Financing

For customers planning to buy a JCB Backhoe Loader, the company is offering up to 100% financing on the ex-showroom price of eligible machines.

The offer is available on the JCB 3DX Backhoe Loader and its variants and includes:

  • Up to 100% financing on the eligible ex-showroom price

  • 60-day EMI moratorium

  • Loan tenure of up to 5 years

  • First two EMI instalments at only 50% of the regular EMI amount

JCB has also mentioned that customers will need to pay applicable Lifetime Tax (LTT) and other statutory charges separately.

Available for a Limited Period

JCB India has announced that these finance schemes are available for a limited period through its authorized finance partners.

Customers interested in these offers can:

  • Contact 1800 1037 386

  • Visit their nearest JCB dealership for complete information

Before applying, customers are advised to carefully review the finance partner's terms and conditions, as loan approval, interest rates, repayment tenure, and EMI benefits are subject to eligibility and the lender's policies.

Also Read: Ashok Leyland Expands Assam Network with Two New M&HCV Dealerships in Dibrugarh and Bongaigaon

CMV360 Says

JCB India's latest finance schemes make it easier for customers to purchase Telehandlers, Backhoe Loaders, and Excavators with lower upfront investment and flexible repayment options. With financing of up to 100%, a 60-day EMI moratorium, loan tenure of up to five years, and attractive interest rates, these limited-period offers can benefit contractors, businesses, and equipment owners. Interested buyers should contact their nearest JCB dealership or finance partner to check eligibility and complete offer details before applying.

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