Unlock Your Mutual Fund's Value With Loan Against Mutual Fund .

  • Compare Top Lender Offers
  • Competitive Interest Rates
  • Loan tenure up to 3 Years

5,000+ Customers have already availed Loan Against Mutual Fund

No impact on your credit score

Loan Against Mutual Fund

Calculate Loan Against Mutual Fund EMI Before You Apply

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Loan Amount
₹
₹ 50,000₹ 1,00,00,000
Loan Period
Month
Interest
%
7%18%
₹ 0/ Month
For 2 Year
Principal Amount₹ 0
Total Interest₹ 0
Total Payable Amount₹ 0

Unlock Your Mutual Fund's Value With a Better Loan Choice.

Compare Offers From Top Lenders

Compare Offers From Top Lenders

See competitive offers from trusted lenders side by side. Find the right combination of rate, tenure and repayment options for your needs.

Best Interest Rate (as low as 7%*)

Best Interest Rate (as low as 7%*)

Access competitive loan against mutual fund rates from leading banks and NBFCs. A lower rate can mean significant savings over your loan tenure.

Loan up to 3 Years

Loan up to 3 Years

Choose a repayment tenure of up to 3 years to keep your EMIs manageable while you meet your funding needs.

Eligibility criteria

  • Eligible mutual fund holdings in your name
  • Funds meet lender scheme criteria
  • Stable repayment capacity
  • Valid KYC documents

Documents you'll need

  • PAN & Aadhaar card
  • Mutual fund holding statement
  • Bank account details
  • Identity & address proof

Funded in Four Simple Steps

One request, multiple bank offers, zero hassle.

Share Your Details

Share Your Details

Complete a quick and secure application.

Tell Us About Your Holdings

Tell Us About Your Holdings

Provide details about your mutual funds and basic information.

Compare Loan Against Mutual Fund Offers

Compare Loan Against Mutual Fund Offers

Compare interest rates, loan amounts and repayment options.

Choose the Right Loan

Choose the Right Loan

Select the offer that best fits your financial needs.

Ready to Unlock Your Mutual Fund's Value?

Ready to Unlock Your Mutual Fund's Value?

Get an estimate of your eligible loan against mutual fund amount in just 2 minutes.

Loan Against Mutual Fund FAQs

You can use eligible mutual fund investments as security to borrow money without selling your units. The lender checks the type and value of your mutual funds, your eligibility, and other applicable criteria before approving the loan.

Interest rates vary depending on the lender, loan amount, type and value of mutual funds, tenure, and your financial profile. Comparing different lenders can help you find a suitable loan option.

The loan amount depends on the current value of your eligible mutual fund units and the lender's applicable loan-to-value limit. The amount available may vary based on the type of mutual fund and lender.

Eligible equity, debt, hybrid, or other mutual fund schemes may be accepted by some lenders, subject to their policies. The lender determines which schemes qualify and the applicable loan value.

No. A loan against mutual funds allows you to borrow against eligible investments without redeeming them. The mutual fund units remain invested, subject to the lender's terms and security arrangement.

Common requirements include PAN, identity and address proof, bank details, and documents or information related to your mutual fund holdings. Additional documents may be required depending on the lender.

You may still be eligible, but the lender will consider your existing loans, income, repayment capacity, credit profile, and the value of your mutual fund investments before approving the loan.

The eligible mutual fund units are generally marked as security for the loan and cannot be freely redeemed until the lender's requirements are met. The exact arrangement depends on the lender and loan agreement.

If the market value of the pledged mutual funds falls significantly, the lender may require additional security or repayment to maintain the required loan-to-value ratio. The exact terms depend on the lender.

Yes, you can generally repay the loan before the agreed tenure ends. Any applicable prepayment charges or conditions depend on the lender and the loan agreement.