Key Assumptions (Based on Real Data)
Price (Ex-showroom): ₹8.23 – ₹8.53 lakh
Mileage: ~17 km/l
Usage: 250 km/day (~75,000 km/year)
Diesel Price (avg): ₹95/litre
Loan: 80% financed, 5 years, ~12% interest
EMI: ~₹15,500/month
Tyres: 185R14 (replacement every ~40,000–50,000 km)
5-Year Ownership Cost Table (Tata Intra V30 Gold)
Year | Fuel Cost (₹) | Service & Maintenance (₹) | Insurance (₹) | Tyre Cost (₹) | EMI (₹) | Total Yearly Cost (₹) |
Year 1 | 4,19,000 | 15,000 | 35,000 | 0 | 1,86,000 | 6,55,000 |
Year 2 | 4,19,000 | 18,000 | 30,000 | 20,000 | 1,86,000 | 6,73,000 |
Year 3 | 4,19,000 | 22,000 | 27,000 | 20,000 | 1,86,000 | 6,74,000 |
Year 4 | 4,19,000 | 25,000 | 24,000 | 25,000 | 1,86,000 | 6,79,000 |
Year 5 | 4,19,000 | 30,000 | 22,000 | 25,000 | 1,86,000 | 6,82,000 |
Total 5-Year Cost Summary
Category | 5-Year Total (₹) |
Fuel Cost | ₹20,95,000 |
Service & Maintenance | ₹1,10,000 |
Insurance | ₹1,38,000 |
Tyres | ₹90,000 |
EMI (Loan) | ₹9,30,000 |
Total Ownership Cost (5 Years) | ₹33,63,000 |
Cost Insights
1. Fuel is the biggest expense
2. Maintenance stays moderate
3. Tyre replacement matters
4. EMI is a fixed burden
Final Verdict (Business Perspective)
Monthly running cost: ~₹55,000 – ₹57,000
Cost per km (approx): ₹8.5 – ₹9/km
Break-even: Achievable if earning ₹1,200–₹2,000/day
The Tata Intra V30 Gold is a profitable choice for last-mile delivery, e-commerce, and mandi transport, especially due to: