The Total Cost of Ownership (TCO) helps buyers understand the actual running cost of a vehicle over time, including fuel, EMI, service, insurance, and tyre expenses.
Key Assumptions
Usage: 3,000 km/month (120 km/day × 25 days)
Annual running: 36,000 km
Ownership period: 5 Years
Mileage: 23 km/l (real-world diesel mileage)
Diesel price: ₹95/litre (avg 2026)
Loan EMI: ₹9,000/month
Usage type: City and rural cargo transport
5-Year TCO Breakdown (Diesel Variant)
Year | EMI (₹) | Fuel Cost (₹) | Service (₹) | Insurance (₹) | Tyre Cost (₹) | Total Yearly Cost (₹) |
Year 1 | 1,08,000 | 1,49,000 | 10,000 | 18,000 | 0 | 2,85,000 |
Year 2 | 1,08,000 | 1,56,000 | 12,000 | 15,000 | 0 | 2,91,000 |
Year 3 | 1,08,000 | 1,63,000 | 16,000 | 13,000 | 14,000 | 3,14,000 |
Year 4 | 1,08,000 | 1,71,000 | 20,000 | 11,000 | 0 | 3,10,000 |
Year 5 | 1,08,000 | 1,80,000 | 24,000 | 10,000 | 16,000 | 3,38,000 |
5-Year Total Cost
Total Ownership Cost (5 Years): ₹15.38 Lakh (Approx.)
Resale Value After 5 Years
Cost Per Km Insight
Total running (5 years): ~1,80,000 km
Running cost: ~₹8.5 – ₹9/km
Verdict
The Mahindra Jeeto offers lower fuel and maintenance costs compared to larger mini trucks. Its strong mileage and affordable EMI make it suitable for small businesses and daily transport operations. The vehicle is economical for long-term ownership, especially for intra-city and rural deliveries.
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