Rajasthan Govt Launches Gopal Credit Card Scheme with ₹1 Lakh Interest-Free Loan for Livestock Farmers

Key Highlights:

• ₹1 lakh interest-free loan for one year.

• Only for small and marginal livestock farmers.

• No CIBIL score or property mortgage is needed.

• Easy online application via SSO portal.

• 2.5 lakh farmers to benefit in 2025-26.

The Rajasthan government has launched a new initiative called the Gopal Credit Card Scheme to support small and marginal farmers involved in animal husbandry. Under this scheme, farmers who rear cows and buffaloes will receive an interest-free loan of up to ₹1 lakh for one year. This step aims to improve their financial condition and increase milk production in the state.

Also Read: Bihar Farmers to Get 50% Subsidy for Growing Coriander and Fenugreek

Who Will Benefit from the Gopal Credit Card Scheme?

The scheme is specially designed for small and marginal livestock farmers of Rajasthan. Many such families depend on animal husbandry for their livelihood but struggle due to a lack of money. With this interest-free loan, they can now take better care of their animals and grow their income.

Key Highlights of the Scheme

• Loan Amount: Up to ₹1,00,000

• Interest-Free Period: 1 year

• For Whom: Small and marginal livestock farmers of Rajasthan

• Purpose: Buying animals, arranging fodder, medicines, and building or repairing animal sheds

• Repayment Rule: No interest is charged if the loan is repaid on time. Late payment will attract interest

Simple Eligibility and Application Process

To make the process easier and more transparent, the government has kept minimal requirements:

• Required Documents: Jan Aadhaar and Aadhar Card

• Guarantors: Two referrers needed

• Registration: Must register on Rajasthan Single Sign On (SSO) portal

• Loan Limitations: Applicant must not already have more than two active loans

No Need for CIBIL Score or Property Mortgage

One of the biggest reliefs for farmers is that there is no requirement for a CIBIL score. Even those with a poor credit history can apply. The state government has also removed old obligations like:

• No need to mortgage land or property

• No need to be a member of a dairy committee

• No need for a recommendation from the committee secretary

How to Use the Loan?

Livestock farmers can use the ₹1 lakh interest-free loan for:

• Purchasing cows and buffaloes

• Buying animal feed, medicines, and vaccines

• Constructing or repairing cattle sheds

• Buying tools and equipment for animal care

How do you apply for the Gopal Credit Card Scheme?

Follow these simple steps to apply:

1. Visit the Rajasthan Cooperative Department website: rajsahakar.rajasthan.gov.in

2. Go to the ‘Citizen Corner’ and click on ‘Apply for Gopal Credit Card Scheme.’

3. Enter your Jan Aadhaar and mobile number and verify with OTP

4. Log in to the RAJ SSO Portal

5. Choose ‘Gopal Credit Card’ in the RAJ SAHKAAR app

6. Fill out and submit the application form

Goal to Reach 2.5 Lakh New Farmers

As of 31 March 2025, a total of 33,475 families have already benefited from the scheme, and around 1 lakh new applications have been received. The Rajasthan government aims to provide loans to 2.5 lakh new families during the financial year 2025-26.

This scheme is a major step toward improving the lives of rural cattle rearers and boosting the animal husbandry sector in Rajasthan.

Also Read: Applications Open for Farm Pond Scheme: Farmers to Get ₹1.35 Lakh Subsidy

CMV360 Says

The Gopal Credit Card Scheme is a valuable initiative by the Rajasthan government to support small livestock farmers. By offering a ₹1 lakh interest-free loan it helps boost income, improve animal care, and strengthen rural economies. Easy application and relaxed rules make it accessible to more farmers across the state.

For more details and to apply, visit the official website of the Rajasthan Cooperative Department.