PM Awas Yojana 2025: Now Get Rs 2.5 Lakh Subsidy instead of Rs 1.50 lakh for Building a House

Key Highlights:

• Subsidy increased from Rs 1.5 lakh to Rs 2.5 lakh.

• For urban families with kutcha houses or vacant plots.

• Family income must be below Rs 3 lakh per year.

• No pucca house should be owned by any family member.

• Apply at the local municipal office with the required documents.

The Central Government is now offering bigger financial help under the Pradhan Mantri Awas Yojana 2.0 (Urban). Earlier, people used to get a subsidy of Rs 1.50 lakh to build a house. But now, eligible urban families can get up to Rs 2.50 lakh subsidy to build their own permanent home.

This scheme is a part of the government’s mission to provide a home for every family in the country. It is being run under two parts:

• PM Awas Yojana Gramin – for rural areas

• PM Awas Yojana Urban – for urban areas

Let’s understand who can get the benefit and how to apply.

Also Read: Apply for PM Awas Yojana from Home and Get Rs 1,20,000 Subsidy

What is PM Awas Yojana 2.0 (Urban)?

Under this scheme, families living in urban areas who have either a kutcha house or an empty plot but cannot afford to build a house due to lack of money, will now receive financial help.

Key Update:

The subsidy amount has now been increased from Rs 1.50 lakh to Rs 2.50 lakh, helping economically weaker and middle-income families build their dream homes.

Who Can Get the Benefit?

Only certain people are eligible to apply for this scheme. Below are the conditions:

• The total annual income of the family must be less than Rs 3 lakh.

• The applicant or any family member must not own a pucca house anywhere in India.

• The kutcha house or land must be in an urban (municipal) area.

• The applicant must have valid land ownership documents.

• The applicant should belong to the Below Poverty Line (BPL) category.

Required Documents to Apply

To apply for the PM Awas Yojana 2.0 (Urban), you need to submit the following documents:

• Aadhaar Card of the applicant

• Valid land documents (like lease papers, ownership proof, etc.)

• Family income certificate showing income less than Rs 3 lakh

• Self-declaration form confirming no pucca house in the name of any family member

• Municipal area residency certificate

Also Read: Pradhan Mantri Awas Yojana: Survey Date Extended, More People to Benefit

How to Apply for the Scheme?

To apply for this scheme:

1. Visit your nearest municipal office.

2. Fill out the application form and attach all required documents.

3. After submission, your application will go through:

• Document verification

• Geo-tagging of your land/house

4. Once the verification is complete, eligible applicants will receive an approval letter.

5. With this letter, construction of the house can begin.

High Interest Shown in Merta City

In the Merta Municipality area, a large number of people are applying under PM Awas Yojana 2.0. So far, 280 applications have been received. Officials say the increase in subsidy by Rs 1 lakh has encouraged more people to apply.

• Out of the 280 applications:

• 35 applications have been verified

• 28 have been found invalid

• 3 applicants have completed geo-tagging, which is required before final approval

Progress from the First Phase in Merta

Under PM Awas Yojana Phase 1 (1.0), construction of 275 houses was planned in the Merta urban area.

• 140 houses are now complete

• 135 houses are still under construction

• Houses are being built at various locations within the city

Also Read: Uttar Pradesh Sugarcane Farmers to Receive Pending Payments Soon

CMV360 Says

The increased subsidy of Rs 2.50 lakh under PM Awas Yojana 2.0 (Urban) is a big step towards fulfilling the dream of a pucca house for low-income urban families. If you meet the eligibility criteria, collect your documents and apply soon through your local municipal office.