Government to Make 28.92 Lakh Women Millionaires Under Lakhpati Didi Scheme in Uttar Pradesh

Key Highlights:

• 28.92 lakh women in UP to earn over ₹1 lakh annually by 2026–27.

• Lakhpati Didi Scheme implemented under the National Rural Livelihood Mission.

• Focus on SHG women through training, loans, and market support.

• Income sustainability was ensured for three consecutive years.

• The scheme strengthens women’s self-reliance and the rural economy.

The Central Government is continuously working to make women across the country financially strong and self-reliant. One such major initiative is the Lakhpati Didi Scheme, which is being actively implemented in various states. Recently, the Uttar Pradesh government has taken special steps to speed up the scheme with a clear target of making 28.92 lakh women earn more than ₹1 lakh annually by the financial year 2026–27.

This scheme mainly focuses on women associated with Self Help Groups (SHGs) and aims to empower them through sustainable livelihood opportunities.

Also Read: Bhavantar Yojana Expanded: Mustard and Groundnut Farmers to Get MSP Benefits in Madhya Pradesh

What is the Lakhpati Didi Scheme?

The Lakhpati Didi Scheme is a flagship initiative of the Central Government implemented under the National Rural Livelihood Mission (NRLM). The main objective of this scheme is to increase the annual income of women SHG members to ₹1 lakh or more.

Under this scheme, women are supported with:

• Skill training

• Financial assistance

• Bank linkage

• Market access

• Technical guidance

The Central Government has set a national target of making around 2 crore women lakhpatis by 2026–27, out of which 28.92 lakh women belong to Uttar Pradesh.

Strong Network of Self-Help Groups in Uttar Pradesh

Uttar Pradesh has a well-established SHG ecosystem. Currently, the state has around 8,96,618 active Self Help Groups, involving nearly 98.49 lakh rural women.

These women are engaged in multiple income-generating activities such as:

• Agriculture

• Animal husbandry

• Dairy farming

• Handicrafts

• Food processing

• Tailoring and embroidery

• Incense stick (agarbatti) manufacturing

• Small service-based enterprises

Under the Lakhpati Didi Yojana, these activities are being strengthened to ensure regular and higher income for women.

Government Instructions for Faster Implementation

To ensure effective and timely implementation, the state government has instructed all District Magistrates and concerned departments to regularly review the progress of the scheme.

Key steps include:

• Special campaigns in low-performing districts

• Focused training programs for women

• Providing necessary resources and technical support

• Sharing success stories of women who have already become lakhpatis

These efforts aim to motivate more women to start or expand small enterprises.

Also Read: Ladli Behna Yojana: 31st Installment Sent to 1.26 Crore Women, Check Payment Status Online

Focus on Sustainable and Stable Income

The objective of the scheme goes beyond just increasing income. The government wants to ensure income stability and sustainability. Therefore, a special target has been set to ensure that each beneficiary woman earns at least ₹1 lakh for three consecutive years.

To achieve this, the government is emphasizing:

• Skill development

• Market linkages

• Financial literacy

• Continuous technical support

• Business-specific guidance

This approach helps women maintain long-term livelihoods and strengthens the rural economy.

Lakhpati Didi Scheme: At a Glance

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CMV360 Says

The Lakhpati Didi Yojana is emerging as a powerful tool for women's empowerment in Uttar Pradesh. By aiming to make 28.92 lakh women financially independent, the scheme is not only improving household incomes but also strengthening the rural economy. Through Self Help Groups, women are transforming from job seekers into active contributors to economic growth.

FAQs: Lakhpati Didi Yojana

Q1. What is the Lakhpati Didi Scheme?

It is a Central Government initiative to increase the annual income of women SHG members to ₹1 lakh or more.

Q2. Who can get benefits under this scheme?

Women associated with SHGs registered under rural or urban livelihood missions and engaged in income-generating activities.

Q3. What support is provided to women?

Training, help in starting enterprises, bank linkage, financial literacy, and market support.

Q4. How can women apply for the scheme?

No separate application is needed. Selection is done through SHGs at the block, Gram Panchayat, or livelihood mission level.

Q5. Where can more information be obtained?

From Gram Panchayat offices, Block offices, NRLM officials, or SHG representatives.

Q6. Is a loan facility available under this scheme?

Yes, eligible women can get loans on easy terms through bank linkage.

Q7. What is the main benefit of the Lakhpati Didi Scheme?

Permanent employment, regular income, economic self-reliance, and a stronger rural economy.