Key Assumptions
- Usage: 3,750 km/month (150 km/day × 25 days)
- Annual Running: 45,000 km
- Ownership: 5 Years
- Real-world delivery usage
CNG VARIANT (Ace Gold CNG / CNG Plus)
Avg Cost/km Used: ₹3/km
Year | EMI (₹) | Fuel Cost (₹) | Service (₹) | Insurance (₹) | Tyre Cost (₹) | Total (₹) |
Year 1 | 1,20,000 | 1,35,000 | 8,000 | 18,000 | 0 | 2,81,000 |
Year 2 | 1,20,000 | 1,35,000 | 10,000 | 16,000 | 0 | 2,81,000 |
Year 3 | 1,20,000 | 1,35,000 | 12,000 | 14,000 | 18,000 | 2,99,000 |
Year 4 | 1,20,000 | 1,35,000 | 14,000 | 12,000 | 0 | 2,81,000 |
Year 5 | 1,20,000 | 1,35,000 | 16,000 | 10,000 | 18,000 | 2,99,000 |
5-Year Total (CNG): ₹14.41 Lakh (Approx.)
DIESEL VARIANT (Ace Gold Diesel / Diesel Plus)
Avg Cost/km Used: ₹3.8/km
Year | EMI (₹) | Fuel Cost (₹) | Service (₹) | Insurance (₹) | Tyre Cost (₹) | Total (₹) |
Year 1 | 1,35,000 | 1,71,000 | 9,000 | 18,000 | 0 | 3,33,000 |
Year 2 | 1,35,000 | 1,71,000 | 11,000 | 16,000 | 0 | 3,33,000 |
Year 3 | 1,35,000 | 1,71,000 | 13,000 | 14,000 | 18,000 | 3,51,000 |
Year 4 | 1,35,000 | 1,71,000 | 15,000 | 12,000 | 0 | 3,33,000 |
Year 5 | 1,35,000 | 1,71,000 | 17,000 | 10,000 | 18,000 | 3,51,000 |
5-Year Total (Diesel): ₹17.01 Lakh (Approx.)
PETROL VARIANT (Ace Gold Petrol / Petrol CX)
Avg Cost/km Used: ₹5.5/km
Year | EMI (₹) | Fuel Cost (₹) | Service (₹) | Insurance (₹) | Tyre Cost (₹) | Total (₹) |
Year 1 | 1,00,000 | 2,47,500 | 10,000 | 18,000 | 0 | 3,75,500 |
Year 2 | 1,00,000 | 2,47,500 | 12,000 | 16,000 | 0 | 3,75,500 |
Year 3 | 1,00,000 | 2,47,500 | 14,000 | 14,000 | 18,000 | 3,93,500 |
Year 4 | 1,00,000 | 2,47,500 | 16,000 | 12,000 | 0 | 3,75,500 |
Year 5 | 1,00,000 | 2,47,500 | 18,000 | 10,000 | 18,000 | 3,93,500 |
5-Year Total (Petrol): ₹19.13 Lakh (Approx.)
FINAL COMPARISON
Fuel Type | 5-Year Cost | Running Cost Level | Best Use Case |
CNG | ₹14.41 Lakh | Low | City + daily delivery |
Diesel | ₹17.01 Lakh | Medium | Heavy load + long routes |
Petrol | ₹19.13 Lakh | High | Low usage only |
Final Buyer Insight (Straight & Practical)
✔ Go CNG → Best balance of profit + savings
✔ Go Diesel → If your work involves heavy load + highway runs
✘ Avoid Petrol for business → Highest fuel cost kills margins