तुमच्या म्युच्युअल फंडाची किंमत अनलॉक करा म्युच्युअल फंडाच्या बदल्यात कर्ज सह.

You can use eligible mutual fund investments as security to borrow money without selling your units. The lender checks the type and value of your mutual funds, your eligibility, and other applicable criteria before approving the loan.

Interest rates vary depending on the lender, loan amount, type and value of mutual funds, tenure, and your financial profile. Comparing different lenders can help you find a suitable loan option.

The loan amount depends on the current value of your eligible mutual fund units and the lender's applicable loan-to-value limit. The amount available may vary based on the type of mutual fund and lender.

Eligible equity, debt, hybrid, or other mutual fund schemes may be accepted by some lenders, subject to their policies. The lender determines which schemes qualify and the applicable loan value.

No. A loan against mutual funds allows you to borrow against eligible investments without redeeming them. The mutual fund units remain invested, subject to the lender's terms and security arrangement.

Common requirements include PAN, identity and address proof, bank details, and documents or information related to your mutual fund holdings. Additional documents may be required depending on the lender.

You may still be eligible, but the lender will consider your existing loans, income, repayment capacity, credit profile, and the value of your mutual fund investments before approving the loan.

The eligible mutual fund units are generally marked as security for the loan and cannot be freely redeemed until the lender's requirements are met. The exact arrangement depends on the lender and loan agreement.

If the market value of the pledged mutual funds falls significantly, the lender may require additional security or repayment to maintain the required loan-to-value ratio. The exact terms depend on the lender.

Yes, you can generally repay the loan before the agreed tenure ends. Any applicable prepayment charges or conditions depend on the lender and the loan agreement.