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Best Trucks Under 40 Lakh

Looking to buy a dependable truck under ₹40 lakh for your business? You are in the right place. This page lists 4+ truck models available in this price range from India's most trusted commercial vehicle manufacturers, all with verified prices, expert reviews, real user ratings, and side-by-side comparisons.

Some of the most popular trucks under ₹40 lakh include Kamaz 3123 8x4 (₹37.80 Lakh), Kamaz 6540 8x4 (₹34.05 Lakh), Kamaz 6460 6x4 (₹33.05 Lakh), Kamaz 6520 6x4 (₹32.05 Lakh) and - all of which have earned a strong reputation among Indian transport operators for their strong build quality, cost of ownership, and strong service network across the country.

The ex-showroom price of trucks under ₹40 lakh starts at ₹30.00 Lakh and goes up to ₹40.00 Lakh depending on the model, variant, and configuration. All prices listed here are ex-showroom.This price segment covers the truck categories as Dumper and Trailer trucks

Top Trucks Under 40 Lakh

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4 Kamaz Under 40 Lakhs Trucks
Kamaz 3123 8x4 Front Side

Kamaz 3123 8x4

212 HP5900 CCNA Kmpl
₹37.80 Lakh
✓ 31T GVW; maximum traction on all axles✓ High ground clearance for off-road work✓ Suited for bulk cargo & defence logistics✓ 212 hp engine; 8x4 all-wheel platform
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Kamaz 6540 8x4 Orange Colour

Kamaz 6540 8x4

281 HP6690 CC4.0-6.0 Kmpl
₹34.05 - 36.05 Lakh
✓ 281 HP Cummins-spec diesel engine✓ 31T GVW for heavy-duty site operations✓ 6690 CC engine, 3640 mm wheelbase✓ Built for dumper, quarry & construction site duty
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Kamaz 6460 6x4

Kamaz 6460 6x4

355 HP10857-11760 CCNA Kmpl
₹33.05 Lakh
✓ High-torque tractor for heavy trailing✓ 16-speed ZF gearbox; disc brakes fitted✓ Best for long-haul ODC & project cargo✓ 355 hp Cummins engine, 6x4 drivetrain
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Kamaz 6520 6x4

Kamaz 6520 6x4

316 HP11760 CC6 Kmpl
₹32.05 Lakh
✓ Military-grade chassis; extreme terrain✓ Designed for mining & heavy earthmoving✓ 316 hp Cummins diesel; 6x4 drive axle✓ 25T GVW; 14-16 cu.m tipper body capacity
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Compare Kamaz Under 40 Lakhs Trucks

Kamaz 3123 8x4
Kamaz
3123 8x4
₹37.80 Lakh*
VS
Kamaz 6540 8x4
Kamaz
6540 8x4
₹34.05 Lakh*
3123 8x4 vs 6540 8x4
Kamaz 6460 6x4
Kamaz
6460 6x4
₹33.05 Lakh*
VS
Kamaz 6520 6x4
Kamaz
6520 6x4
₹32.05 Lakh*
6460 6x4 vs 6520 6x4
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FAQs for Kamaz Under 40 Lakhs Trucks (2026)

Some of the popular trucks under ₹40 lakh include Kamaz 3123 8x4, Kamaz 6540 8x4, Kamaz 6460 6x4, and Kamaz 6520 6x4. The right truck depends on your required payload, mileage, fuel type and application.

CMV360 currently lists 4 truck models under ₹40 lakh. The list includes mini trucks, cargo trucks, pickups and electric commercial vehicles from multiple manufacturers. The number can change as new models and variants are added or prices are updated.

The Kamaz 6520 6x4 is currently among the most affordable trucks listed under ₹40 lakh, with a starting ex-showroom price of around ₹32.05 Lakhs. Other affordable options include the Kamaz 6460 6x4 (₹33.05 Lakhs), Kamaz 6540 8x4 (₹34.05 Lakhs), and Kamaz 3123 8x4 (₹37.80 Lakhs).

The Kamaz 3123 8x4 has one of the highest starting prices in the current under ₹40 lakh list, at around ₹37.80 Lakhs ex-showroom. Since some variants of models in this price filter can cross ₹40 lakh, buyers should check the specific variant price before purchasing.

Mileage varies by fuel type, variant, load and driving conditions. Among the currently listed models, Kamaz 6520 6x4 is listed with mileage of up to 6 kmpl, while Kamaz 6540 8x4 is listed at around 4.0-6.0 kmpl. Always check the specific fuel variant before comparing mileage figures.

The Kamaz 6460 6x4 is currently listed with a payload capacity of up to 31000 kg, making it one of the highest-payload options in this price range. Its listed starting price is around ₹33.05 Lakhs ex-showroom.

No CNG or dual-fuel truck is currently listed under ₹40 lakh.

The under ₹40 lakh category includes trucks from brands such as Tata Motors, Mahindra, Ashok Leyland, Maruti Suzuki, Euler Motors, OSM and other commercial vehicle manufacturers. The exact brands and models can change as new vehicles are introduced and prices are updated.

No electric commercial vehicle is currently listed under ₹40 lakh.
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Truck Models Price
Kamaz 3123 8x4₹37.80 Lakh
Kamaz 6540 8x4₹34.05 Lakh
Kamaz 6460 6x4₹33.05 Lakh
Kamaz 6520 6x4₹32.05 Lakh