PM Awas Yojana 2025: ₹160 Crore Transferred to 40,000 Beneficiaries

Key Highlights

• ₹160 crore transferred to 40,000 PMAY-G beneficiaries.

• Each got ₹40,000 as the first housing installment.

• 12,000 people received keys to new pucca houses.

• Total of ₹1.20 lakh given in 3 installments.

• Construction must be completed within 12 months.

The Central Government has taken another big step under the Pradhan Mantri Awas Yojana Gramin (PMAY-G) to help the homeless. Recently, Prime Minister Narendra Modi transferred ₹160 crore directly to the bank accounts of 40,000 beneficiaries from Motihari, Bihar. This financial assistance is part of the government's goal to provide pucca houses to all eligible rural families.

As part of the Griha Pravesh event, PM Modi also handed over house keys to 12,000 beneficiaries, marking the successful completion of their homes under the scheme.

Also Read: Big Boost for Indian Farmers: Cabinet Approves PM Dhan-Dhanya Agriculture Scheme: 36 schemes to be merged under a ₹24,000 crore mission; 1.7 crore farmers to benefit

PM Modi Inaugurates ₹7200 Crore Projects in Bihar

During this occasion, PM Modi inaugurated and laid the foundation stones of several development projects worth around ₹7200 crore for Bihar. This includes ₹162 crore specifically allocated for PM Awas Yojana.

How Much Money Is Given Under PM Awas Yojana?

The total financial help provided under PMAY-G is ₹1.20 lakh for people in plain areas and ₹1.30 lakh for those in hilly or inaccessible regions. This amount is released in three installments:

• 1st Installment: ₹40,000 – after construction work starts

• 2nd Installment: ₹40,000 – after walls and roof are built

• Final Installment: Remaining amount – after the house is fully completed

In some states like Gujarat, the amount has been increased to ₹1.50 lakh through state government assistance.

Timeline and Construction Rules

Beneficiaries must complete house construction within 12 months. At every stage, they must submit photos of the construction and get certification from the Panchayat or Block office. Only after this, the next installment is released.

Also Read: Bihar Government Announces 125 Units of Free Electricity Monthly for All Domestic Consumers

How to Check if the Money Has Been Credited

If you're a PMAY-G beneficiary, you can check whether the money has been credited in the following ways:

1. Update your bank passbook to see if the amount is reflected.

2. Check your account via net banking or a mobile banking app.

3. Visit your Panchayat or contact the Housing Assistant in your village.

4. Visit the official website of PMAY-G to check the beneficiary list and payment details.

What is Pradhan Mantri Awas Yojana (PMAY-G)?

Launched in 2016, the Pradhan Mantri Awas Yojana Gramin aims to provide permanent homes to all eligible rural poor families. Initially set to be completed by 2024, the scheme’s deadline has now been extended to 2029 due to delays in some construction works. The Ministry of Rural Development manages the scheme.

Key Features of the PMAY-G Scheme

• Financial aid of ₹1.20 lakh in plain areas and ₹1.30 lakh in hilly areas

• Money is transferred in three phases as per the construction status

• ₹12,000 additional for building a toilet under the Swachh Bharat Mission

• Beneficiaries also get electricity, LPG gas connection (Ujjwala Yojana), and water supply benefits

Who Can Apply for PMAY-G?

• The person must not own a pucca house anywhere in the country.

• Must have land in their name to build the house.

• Applications can be made via the village Panchayat or Common Service Centres (CSCs).

This latest disbursement of funds highlights the government’s strong focus on improving rural housing and ensuring that every citizen has access to safe and secure shelter.

Also Read: Kisan Credit Card Scheme 2025: Farmers Can Now Get Loans Up to ₹5 Lakh, Campaign Till July 31

CMV360 Says

The Pradhan Mantri Awas Yojana Gramin continues to transform rural housing by offering timely financial support and permanent homes to the poor. With ₹160 crore recently credited to 40,000 beneficiaries, the government reinforces its commitment to “Housing for All.” Timely disbursement, transparent process, and added benefits like toilets and electricity ensure a better quality of life for rural families.