Maharashtra Farmer Loan Waiver 2026: Third List Released, 3.51 Lakh Farmers Included

Key Highlights

• Maharashtra released the third loan waiver list on October 12, 2026.

• A total of 3,51,192 farmers have been included in the latest list.

• Eligible farmers can receive a crop loan waiver of up to ₹2 lakh.

• Approximately 24.67 lakh farmers feature across the three lists.

• Aadhaar authentication and loan verification are required to receive the benefit.

The Maharashtra government has released the third list of eligible farmers under the Punyashlok Ahilyadevi Holkar Kisan Karj Mafi Yojana, bringing relief to 3,51,192 farmers. Under the scheme, eligible farmers can receive a crop loan waiver of up to ₹2 lakh, subject to the prescribed eligibility conditions.

State Cooperation Minister Babasaheb Patil announced the release of the third list on October 12, 2026. With this announcement, the total number of farmers included in the three lists for Aadhaar authentication has reached approximately 24.67 lakh.

Farmers whose names appear on the latest list must verify their outstanding loan details and complete Aadhaar authentication at their nearest Aaple Seva Kendra. The loan waiver amount will be credited to their respective loan accounts after verification and completion of the required formalities.

Maharashtra Farmer Loan Waiver Scheme: Key Details

The Maharashtra government's loan waiver scheme aims to provide financial relief to eligible farmers by waiving their qualifying crop loans up to ₹2 lakh.

Here are the key details of the latest announcement:

• Scheme name: Punyashlok Ahilyadevi Holkar Kisan Karj Mafi Yojana

• Third list: 3,51,192 farmers

• Total farmers listed: Approximately 24.67 lakh

• Maximum loan waiver: ₹2 lakh per eligible farmer

• Third list release date: October 12, 2026

• Aadhaar authentication: Required

• Where to complete verification: Nearest Aaple Seva Kendra

Which Farmers Are Eligible for a Loan Waiver of Up to ₹2 Lakh?

Under the scheme, crop loans disbursed between April 1, 2019, and March 31, 2025, are eligible for consideration if they were outstanding as of September 30, 2025, and remained unpaid by March 31, 2026.

Restructured loans are also covered, subject to the scheme's prescribed rules and eligibility conditions.

However, inclusion in the list does not automatically guarantee that the loan waiver amount will be credited. Farmers must complete the required verification and authentication process before receiving the benefit.

How to Complete the Maharashtra Loan Waiver Process

Farmers included in the third list must complete the necessary formalities to receive the loan waiver benefit.

The process involves the following steps:

1. Check the beneficiary list: Confirm whether your name is included in the third list of the scheme.

2. Verify outstanding loan details: Visit the nearest Aaple Seva Kendra and get your eligible outstanding loan amount verified.

3. Complete Aadhaar authentication: Finish the prescribed Aadhaar authentication process.

4. Complete eligibility checks: Ensure that all required formalities and verification procedures have been completed.

5. Receive the benefit: After successful verification, the eligible loan waiver amount will be credited to your loan account according to the scheme's rules.

The government has advised farmers to complete these steps promptly. The exact date of credit will depend on the completion of verification and other required procedures.

Maharashtra Loan Waiver Scheme: First, Second and Third Lists

Banks have uploaded details of 31.17 lakh outstanding loan accounts to the scheme's portal. The government is processing this information through a computerised system to identify eligible farmers and publish beneficiary lists.

The three lists released so far are as follows:

The latest list takes the number of farmers identified for Aadhaar authentication under the scheme to approximately 24.67 lakh. The release of the lists follows the government's computerised examination of loan account information submitted by banks.

Division-Wise Number of Farmers in the Third List

The third list covers eligible farmers across six divisions of Maharashtra. Chhatrapati Sambhajinagar has the highest number of farmers included in the latest list.

The outstanding loan amounts included in the list are based on the position as of March 31, 2026. According to the state government's announcement, interest and other charges accrued after April 1, 2026, will also be waived under the applicable provisions.

What About Farmers With Outstanding Loans Above ₹2 Lakh?

The Maharashtra government has also addressed cases involving farmers whose outstanding loans from nationalised and commercial banks exceed ₹2 lakh.

Cooperation Minister Babasaheb Patil said that the loans of such farmers would also be fully settled under the government's haircut policy, subject to the applicable rules and regulations.

This provision is intended to address qualifying cases in which the outstanding loan amount exceeds the standard ₹2 lakh waiver limit. The final settlement will be carried out according to the prescribed conditions.

Special Provisions for Elderly and Deceased Farmers

To make the implementation process easier, the Maharashtra government issued a Standard Operating Procedure (SOP) on August 19, 2026.

The SOP includes provisions for extending the scheme's benefits to deceased farmers, elderly farmers and those who are unable to provide fingerprints for biometric authentication.

These provisions are intended to address authentication difficulties and other practical challenges that eligible farmers or their families may face while completing the process. The cases will be handled according to the procedures specified by the government.

Also Read: Wheat Prices Cross ₹3,000 per Quintal, Basmati Rice Prices May Recover

CMV360 Says

The release of Maharashtra's third farmer loan waiver list brings financial relief closer to 3,51,192 additional farmers. Under the Punyashlok Ahilyadevi Holkar Kisan Karj Mafi Yojana, eligible farmers can receive a crop loan waiver of up to ₹2 lakh. Farmers should check their names, verify outstanding loan details and complete Aadhaar authentication at the nearest Aaple Seva Kendra. The benefit will be credited after the prescribed verification and eligibility checks are completed.