Pradhan Mantri Fasal Bima Yojana: Last Date for Kharif Crop Insurance Extended

Key Highlights:

• Last date extended till 30 August 2025.

• Applicable for loanee farmers with KCC.

• Insurance covers natural disasters, pests, hailstorm.

• Application via banks, CSCs, online centers.

• Aadhaar, land and bank details required.

The government has extended the last date for farmers to get insurance for Kharif crops under the Pradhan Mantri Fasal Bima Yojana (PMFBY) 2025. Now, loanee farmers can complete their crop insurance process till 30 August 2025.

This extension has been announced by the Department of Farmers Welfare and Agricultural Development so that more farmers can benefit from the scheme. The scheme provides financial protection against crop damage due to natural calamities, drought, floods, hailstorms, or pest attacks.

Who Can Benefit from the Extended Date?

The new deadline is especially helpful for loanee farmers who have taken loans through the Kisan Credit Card (KCC) but whose insurance has not been done yet by the bank. These farmers should immediately contact their respective bank branches and complete the insurance process without delay.

Where to Apply for Crop Insurance

Farmers can easily apply for insurance under PMFBY 2025 at the following centers:

• Cooperative banks

• Regional rural banks

• Nationalized bank branches

• Public Service Centers (CSCs)

• CSC online centers

Documents Required for Crop Insurance

The government has simplified the process and made it transparent. Farmers need to keep the following documents ready while applying for insurance:

• Aadhaar Card (linked with mobile number)

• Land Rights Loan Booklet / Khasra-Khatauni

• Bank passbook with IFSC code clearly mentioned

• Sowing Certificate (signed by Patwari, Panchayat Secretary, or Agriculture Extension Officer)

• Farmer ID proof

• Affidavit in case of Sikmi land (sharecropping land)

Benefits of Pradhan Mantri Fasal Bima Yojana (PMFBY)

Getting crop insurance under this scheme provides several advantages to farmers:

• Financial compensation for crop losses due to natural calamities.

• Security of income and reduced financial risk.

• Improved confidence among farmers to continue farming.

• Better creditworthiness for farmers in the banking system.

Government’s Appeal to Farmers

The Agriculture Department has urged farmers to insure their crops before the new deadline. Many farmers face heavy losses every year due to untimely rainfall, drought, or other disasters. Through crop insurance, farmers can get compensation and maintain financial stability.

Important Advice for Farmers

If you are a loanee farmer and have sown Kharif crops, make sure to get insurance done before 30 August 2025. You can apply through banks or CSC centers. Timely insurance will safeguard you against unexpected crop damage and help you recover losses. Farmers are advised not to wait until the last moment and complete the process at the earliest.

Also Read: Wheat Prices Continue to Rise, Rates Touch Rs 3550 Per Quintal

CMV360 Says

The extension of the last date under Pradhan Mantri Fasal Bima Yojana 2025 is a big relief for loanee farmers. With insurance available till 30 August 2025, farmers can secure their Kharif crops against natural calamities and losses. The Agriculture Department has urged farmers to complete the process quickly to ensure financial safety and stable farming income.