PM Crop Insurance: ₹3900 Crore Sent to Farmers Accounts, What to Do If You Haven’t Received It?

Key Highlights

• ₹3900 crore released to 35 lakh farmers.

• First installment for the Rabi 2024-25 season.

• Penalty interest of 12% for delayed payments.

• Helpline 14447 and WhatsApp 7065514447 for queries.

• Last date for Kharif insurance is 30 August.

The Central Government has released the first installment of the Pradhan Mantri Fasal Bima Yojana (PMFBY) 2024-25, providing a major relief to farmers affected by natural disasters. On 11 August 2025, Agriculture Minister Shivraj Singh Chouhan transferred ₹3900 crore directly to the bank accounts of 35 lakh farmers across the country through Direct Benefit Transfer (DBT). This payment is for the Rabi 2024-25 season and marks the beginning of the claim distribution for this year.

The announcement comes soon after the 20th installment of PM Kisan, bringing double joy to farmers. The scheme aims to provide financial assistance to farmers whose crops suffer damage due to events like floods, droughts, hailstorms, and other natural calamities.

Also Read: PM-KISAN 20th Installment Released: ₹20,500 Crore Transferred to Over 9.7 Crore Farmers Nationwide – Check Payment Status and Details Here

What to Do If You Haven’t Received the Money?

If you did not get your crop insurance claim in this first installment, there’s no need to worry. This is just the beginning of payments for 2024-25, and a total of ₹8000 crore will be disbursed later.

The government has also introduced a new rule to ensure timely payments. Suppose an insurance company fails to deposit the claim amount within the set time. In that case, it will have to pay a 12% penalty interest, which will be directly credited to the affected farmer’s account. This change ensures that farmers receive their due compensation without delay.

Agriculture Minister’s Appeal to Farmers

From Jhunjhunu, Rajasthan, Minister Shivraj Singh Chouhan urged farmers to insure their crops to protect against losses from natural disasters. He advised them to file claims immediately if their crops are damaged. Officials from the Agriculture Department and scientists will then assess the loss and provide guidance for better farming practices.

How to File a Complaint or Check Payment Status?

If you have issues or queries about your PMFBY payment, you can:

• Call the Krishak Rakshak Portal Helpline at 14447

• Send a WhatsApp message to 7065514447

• Visit the official website pmfby.gov.in to check payment status and get detailed information about the scheme

About PMFBY 2025

The Pradhan Mantri Fasal Bima Yojana is an initiative by the Central Government to protect farmers from financial loss due to crop damage caused by natural calamities. Farmers pay a 2% premium for Kharif crops, 1.5% for Rabi crops, and 5% for horticultural crops, while the government covers the remaining cost.

Eligibility for PM Crop Insurance

• All farmers in India are eligible

• Only recognized crops like Kharif, Rabi, and horticulture are covered

• Farmers must have land ownership papers, or lease documents if farming rented land

• Farmers cannot claim compensation for the same crop under another scheme

• Last date for Kharif crop insurance application: 30 August 2025

The PMFBY continues to be a lifeline for millions of farmers, providing both financial protection and peace of mind during uncertain weather conditions.

Also Read: Government Launches Village-to-Village Revenue Mega-Campaign in Bihar from 16 August

CMV360 Says

The Pradhan Mantri Fasal Bima Yojana 2025 ensures farmers get timely financial help for crop losses due to natural disasters. With ₹3900 crore already transferred, the scheme offers security, quick claims, and penalty-backed, timely payments, protecting farmers’ livelihoods. Farmers are encouraged to insure their crops before the deadline to safeguard against future risks.